.hiw-consumer-page{background:#fff}.hiw-consumer-hero{padding:92px 0 104px;overflow:hidden;background:radial-gradient(circle at 88% 18%,rgba(185,168,255,.34),transparent 31%),linear-gradient(135deg,#f8f5ff,#f4f1fb 57%,#edf7f1)}.hiw-consumer-hero-grid{display:grid;grid-template-columns:minmax(0,1.18fr) minmax(300px,.62fr);gap:clamp(50px,8vw,110px);align-items:center}.hiw-consumer-hero h1{max-width:760px;margin:22px 0 0;font-family:var(--f-display);font-size:clamp(58px,7vw,102px);font-weight:760;letter-spacing:-.058em;line-height:.92}.hiw-consumer-lead{max-width:650px;margin:28px 0 0;color:var(--consumer-ink-2);font-size:19px;line-height:1.65}.hiw-consumer-actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:30px}.hiw-consumer-caveat{max-width:620px;margin:18px 0 0;color:var(--consumer-muted);font-size:13px;line-height:1.55}.hiw-consumer-hero-card{padding:34px;border:1px solid rgba(50,39,77,.13);border-radius:28px;background:rgba(255,255,255,.72);box-shadow:0 28px 70px rgba(48,37,75,.1);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px)}.hiw-consumer-hero-card>span{color:var(--consumer-violet-dark);font-family:var(--f-mono);font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase}.hiw-consumer-hero-card ul{display:grid;gap:0;margin:22px 0 0;padding:0;list-style:none}.hiw-consumer-hero-card li{padding:17px 0 17px 29px;border-top:1px solid rgba(50,39,77,.12);position:relative;color:var(--consumer-ink);font-size:15px;line-height:1.45}.hiw-consumer-hero-card li:before{content:"✓";position:absolute;left:1px;color:#26734d;font-weight:800}.hiw-consumer-hero-card p{margin:18px 0 0;color:var(--consumer-muted);font-size:13px;line-height:1.55}.hiw-consumer-faq,.hiw-consumer-services,.hiw-consumer-steps{padding:112px 0}.hiw-consumer-step-grid{display:grid;grid-template-columns:repeat(4,1fr);margin:0;padding:0;border:1px solid var(--consumer-line);border-radius:28px;overflow:hidden;list-style:none}.hiw-consumer-step-grid li{min-height:330px;padding:30px;border-right:1px solid var(--consumer-line);background:#fff}.hiw-consumer-step-grid li:last-child{border-right:0}.hiw-consumer-step-grid li:nth-child(2n){background:var(--consumer-lavender)}.hiw-consumer-step-grid li>span{color:var(--consumer-violet);font-family:var(--f-mono);font-size:12px;font-weight:700;letter-spacing:.09em}.hiw-consumer-step-grid h3{margin:88px 0 0;font-family:var(--f-display);font-size:25px;font-weight:720;letter-spacing:-.025em}.hiw-consumer-step-grid p{margin:14px 0 0;color:var(--consumer-muted);font-size:14px;line-height:1.65}.hiw-consumer-services{background:#f5f6f2}.hiw-consumer-service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.hiw-consumer-service-grid article{min-height:300px;padding:32px;border:1px solid var(--consumer-line);border-radius:24px;background:#fff}.hiw-consumer-service-icon{display:grid;width:48px;height:48px;place-items:center;border-radius:15px;background:var(--consumer-lavender);color:var(--consumer-violet-dark)}.hiw-consumer-service-grid h3{margin:62px 0 0;font-family:var(--f-display);font-size:25px;font-weight:720;letter-spacing:-.025em}.hiw-consumer-service-grid p{margin:12px 0 0;color:var(--consumer-muted);font-size:14px;line-height:1.65}.hiw-consumer-coverage{padding:112px 0;background:#171326;color:#fff}.hiw-consumer-coverage-grid{display:grid;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);gap:clamp(54px,8vw,110px);align-items:start}.hiw-consumer-coverage h2,.hiw-consumer-final h2{margin:18px 0 0;font-family:var(--f-display);font-size:clamp(44px,5.4vw,72px);font-weight:750;letter-spacing:-.052em;line-height:.98}.hiw-consumer-coverage>.consumer-wrap>div:first-child>p:not(.consumer-eyebrow){margin:24px 0 0;color:rgba(255,255,255,.7);font-size:16px;line-height:1.7}.hiw-consumer-coverage .consumer-button{margin-top:30px}.hiw-consumer-coverage-notes{border-top:1px solid rgba(255,255,255,.17)}.hiw-consumer-coverage-notes article{display:grid;grid-template-columns:minmax(170px,.58fr) 1fr;gap:30px;padding:27px 0;border-bottom:1px solid rgba(255,255,255,.17)}.hiw-consumer-coverage-notes h3{margin:0;color:#fff;font-size:16px;font-weight:700}.hiw-consumer-coverage-notes p{margin:0;color:rgba(255,255,255,.65);font-size:14px;line-height:1.65}.hiw-consumer-faq-wrap{max-width:900px}.hiw-consumer-faq .consumer-section-heading{margin-inline:auto;text-align:center}.hiw-consumer-faq .consumer-eyebrow{justify-content:center}.hiw-consumer-faq-list{border-top:1px solid var(--consumer-line)}.hiw-consumer-faq-list details{border-bottom:1px solid var(--consumer-line)}.hiw-consumer-faq-list summary{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;padding:24px 0;cursor:pointer;font-family:var(--f-display);font-size:20px;font-weight:700;letter-spacing:-.018em;list-style:none}.hiw-consumer-faq-list summary::-webkit-details-marker{display:none}.hiw-consumer-faq-list summary span{display:grid;width:32px;height:32px;place-items:center;border:1px solid var(--consumer-ink);border-radius:50%;transition:transform .2s ease}.hiw-consumer-faq-list details[open] summary span{transform:rotate(45deg)}.hiw-consumer-faq-list details>p{max-width:720px;margin:-4px 0 25px;color:var(--consumer-muted);font-size:15px;line-height:1.7}.hiw-consumer-final{padding:106px 0;background:var(--consumer-violet-dark);color:#fff;text-align:center}.hiw-consumer-final .consumer-wrap{display:grid;justify-items:center}.hiw-consumer-final>.consumer-wrap>p:not(.consumer-eyebrow){max-width:620px;margin:24px 0 0;color:rgba(255,255,255,.72);font-size:16px;line-height:1.65}@media (max-width:980px){.hiw-consumer-coverage-grid,.hiw-consumer-hero-grid{grid-template-columns:1fr}.hiw-consumer-hero-card{max-width:620px}.hiw-consumer-step-grid{grid-template-columns:1fr 1fr}.hiw-consumer-step-grid li{border-bottom:1px solid var(--consumer-line)}.hiw-consumer-step-grid li:nth-child(2n){border-right:0}.hiw-consumer-step-grid li:nth-child(n+3){border-bottom:0}.hiw-consumer-service-grid{grid-template-columns:1fr}.hiw-consumer-service-grid article{min-height:250px}}@media (max-width:640px){.hiw-consumer-hero{padding:62px 0 72px}.hiw-consumer-hero h1{font-size:clamp(50px,15vw,72px)}.hiw-consumer-lead{font-size:17px}.hiw-consumer-hero-card{padding:26px}.hiw-consumer-coverage,.hiw-consumer-faq,.hiw-consumer-services,.hiw-consumer-steps{padding:76px 0}.hiw-consumer-step-grid{grid-template-columns:1fr}.hiw-consumer-step-grid li,.hiw-consumer-step-grid li:nth-child(2n),.hiw-consumer-step-grid li:nth-child(n+3){min-height:260px;border-right:0;border-bottom:1px solid var(--consumer-line)}.hiw-consumer-step-grid li:last-child{border-bottom:0}.hiw-consumer-service-grid h3,.hiw-consumer-step-grid h3{margin-top:52px}.hiw-consumer-service-grid article{min-height:260px;padding:27px}.hiw-consumer-coverage-notes article{grid-template-columns:1fr;gap:8px}.hiw-consumer-faq-list summary{font-size:17px}.hiw-consumer-final{padding:76px 0;text-align:left}.hiw-consumer-final .consumer-wrap{justify-items:start}}